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    Cove - AI Personal Finance Assistant
    Cove
    Cove AI

    Know where every dollar goes.Before you even ask.

    Connect every account, understand your money, and let AI help you make smarter financial decisions.

    Download on the App StoreGet it on Google Play
    ★ 4.3average rating on the App Store & Google Play

    Showing Net Worth

    Everything your money needs, in one app

    Scroll through a few of the things Cove does every day, for real people.

    Cove finding and tracking recurring subscriptions

    Subscription

    Netflix

    $15.49 / month

    Cancel Netflix

    Stop Overpaying for Unwanted Subscriptions

    Tired of sneaky recurring charges draining your bank account? Let us instantly find and track every subscription you have—so you can cancel the ones you don't need, or let Cove make the cancellation call for you (in beta). Keep your money where it belongs: in your pocket!

    Explore Subscriptions
    Cove AI assistant answering a question about spending

    Cove AI

    Ask Cove anything about your money

    Skip the spreadsheets. Ask your AI assistant where your money went, what you can afford, or how a purchase affects your budget — and get a straight answer.

    Explore AI Assistant
    Cove budgeting screen with category progress bars

    July Budget

    Left for Savings

    $10,240.00

    Build a budget that actually sticks

    AI-generated budgets based on your real spending, not guesswork. Track progress by category and get nudged before you overspend.

    Explore Budgeting
    Cove weekly recap summarizing spending and net worth

    Upcoming Recurring

    Get your weekly money recap

    A short, clear summary every week: what you spent, how your net worth moved, and what bills are coming up. No digging required.

    See a sample recap
    Cove net worth dashboard combining assets and liabilities

    Net Worth This Week

    $310k$306k$301k
    7/57/87/11

    See your whole net worth in one view

    Every account, card, loan, and investment — combined into a single number that updates automatically as your accounts sync.

    Explore Net Worth
    Cove bill negotiation results showing savings

    Bill

    AT&T

    $89.99 / month

    Let us negotiate your bills for youBeta

    Cove's AI agent calls your providers and asks for a lower rate on your behalf — cable, internet, phone — so you don't have to sit on hold. It's in beta: it won't work for every bill yet.

    Explore Lower Your Bills

    All Your Money. One Place.

    Securely connect your banks, credit cards, and financial accounts for a complete financial picture.

    Built on Trust.
    Connected to Everything.

    Securely connect your banks, credit cards, investments and loans to see your complete financial picture in one place.

    Switching from another app? See how Cove stacks up against Rocket Money.