Expense splitting, without the chase

Split expenses.Skip the awkward part.

Trips, dinners, roommates, shared bills — Cove tracks who paid, who owes, and settles everything up in one tap. No spreadsheets. No “hey, remember you owe me?” texts.

Start Splitting Free

Fair shares, auto-calculated
Clear who owes whom
Free to start

Weekend in Tahoe

$842.00 total

4 people

Alex

All settled

—

Jordan

Owes the group

−$42.50

Sam

Is owed

+$28.00

Riley

Is owed

+$14.50

Ready to settle

Settle in 1 tap

Awkward reminder texts

Clear balances mean everyone already knows where they stand — so settling up feels normal, not uncomfortable.

Less chasing people down.More trips that stay fun.

Add once, split fairly

Expenses that divide themselves.

Drop in a dinner, a hotel, or a monthly bill. Cove calculates everyone’s share — equal, by percent, or by exact amounts — so nobody has to do the math.

New expense

Dinner at Nari

$145.00

Split equally · 4 people

You$36.25

Alex$36.25

Jordan$36.25

Sam$36.25

No more mental math

See who owes whom, instantly.

Balances stay simplified as expenses stack up. One glance shows what’s open — and what’s already even.

Simplified balances

Jordan owes You

$42.50

You owes Sam

$18.00

Riley owes Alex

$12.75

Close the loop

Settle the whole group in one tap.

When you’re ready, settle everything at once. Gentle reminders handle the rest so friendships stay intact.

Settle group

Close every open balance at once.

Settle up

Your next group trip should stay fun.

Create a group, add what people spend, and let Cove keep the balances honest — so settling up never gets weird.