What is Cove and why should you sign up?
Cove helps you track spending, set flexible budgets, and see your full financial picture — all in one place.
What is Cove?
Cove is a smart personal finance app designed to help individuals, couples, and families manage flexible budgets, recurring costs, and spending insights — all in one place.
Cove was formerly called Splitify. If you used Splitify, it's the same app under a new name, and you sign in with the same account.
It brings your accounts and categories together in one clear view, so monitoring habits, planning ahead, and staying organized stays effortless and transparent.
How does Cove work?
Cove connects securely to your bank accounts (using trusted partners like Plaid) to automatically categorize your transactions and surface patterns in your spending. You can set budgets by category, get timely alerts, and see where your money goes month to month.
Users can also set up personal or household budgets to track how much they’re spending on essentials like groceries, entertainment, or bills. The app provides AI-powered insights and notifications to help you stay on track.
You can:
- See spending by category across linked accounts
- Create flexible budgets
- Track spending automatically
- Receive smart reminders and alerts
- Export reports for record keeping
Is Cove safe?
Yes. Cove encrypts your data in transit and connects to your bank read-only through Plaid, one of the most trusted financial data providers. Your bank login is never stored on Cove’s servers, and your data is never sold.
Security and privacy are top priorities — Cove ensures your financial information stays private, encrypted, and under your control.
Why use Cove?
Scattered transactions and unclear monthly totals are hard to keep on top of, especially when you juggle several accounts or plan as a couple. Cove removes the confusion by:
- Keeping all expenses transparent in one place
- Automatically tracking and categorizing spending
- Reducing awkward reminders and missed payments
- Helping you stay organized and in control
With a clean interface and smart automation, Cove saves time, reduces stress, and helps everyone stay aligned on what matters financially.
Getting started with Cove
You can sign up for Cove in minutes, connect your bank accounts, and start tracking spending and budgets right away. The app is available on both web and mobile, and you can collaborate with a partner or household from one workspace.
Start free today and simplify how you manage money.