The Mint alternative for people who actually want their money managed
Mint shut down in 2024. Cove picks up where it left off — every account in one place, automatic budgets, and an AI that finds and cancels the subscriptions Mint only ever listed.
Cove vs Mint, side by side
The features that matter most when you're choosing where your money lives.
Works on iOS and Android
The full experience on both major platforms, with a web companion — no matter what your household carries.
Discontinued in 2024
Intuit shut Mint down and migrated users to Credit Karma — so you need a replacement either way.
Detects and cancels subscriptions
Surfaces every recurring charge in one place, and its AI can cancel the ones you don't want on your behalf.
Listed, but never cancelled
Mint could show recurring charges but never cancelled them for you.
Negotiates your bills
Identifies bills that could be lower and works with providers to bring the rate down for you.
No bill negotiation
Mint didn't negotiate or lower your bills.
Splits expenses with friends
Share rent, trips, and subscriptions with a partner or roommates and settle up — without a separate app.
No expense splitting
Mint had no way to split shared costs with others.
Tracks your investments
Your portfolio and net worth sit alongside spending, so the full picture lives in one place.
Basic investment view
Mint showed account balances but offered limited investment tracking.
Comparison based on publicly available information as of June 2026. Competitor features change often — check each provider's site for the latest. Cove does not guarantee savings; results vary.
Why people choose Cove over Mint
Mint is gone — this isn't
Intuit retired Mint and pointed users to Credit Karma, which dropped most of the budgeting features people relied on. Cove is a full, actively developed replacement.
It acts, not just reports
Mint showed you a subscription. Cove detects it, and its AI can call to cancel or negotiate it down for you.
More than a dashboard
Spending, budgets, subscriptions, bill negotiation, investments, and splitting with friends — in one app on iOS and Android.
Cove vs Mint: common questions
Is Mint still available?
No. Intuit discontinued Mint in March 2024 and migrated users to Credit Karma. If you're looking for a Mint replacement, Cove offers the closest set of features and then some.
Is Cove free like Mint was?
Cove has a free plan that covers spending, budgets, and core tracking. Premium adds unlimited institutions, bill negotiation, and advanced insights.
Can I import my Mint data?
Cove connects securely to your banks via Plaid and rebuilds your transaction history automatically, so you don't need a Mint export to get started.
What does Cove do that Mint didn't?
Bill negotiation, cancelling subscriptions for you, splitting expenses with friends, and an AI you can ask questions about your money.
See all your money — and let Cove act on it
Link a bank in minutes. Start free, upgrade when bill negotiation pays for itself.
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