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    How much does Cove cost? — Cove Help Center

    How much does Cove cost?

    Cove has a free plan and an optional Premium membership. Here's what each includes.

    CWritten by the Cove Team · Updated June 2026

    Cove is free to start: link one institution and use spending, budgets, subscriptions, and splitting at no cost.

    Premium

    Premium unlocks unlimited linked institutions, bill negotiation, subscription cancellation, advanced investment insights, and priority support. Many people upgrade once Cove finds a bill or subscription worth more than the membership.

    Still need a hand?

    Get Cove and see it work on your own money, or reach our team any time.