What is Cove and how does it work?

Cove is a personal finance app for iOS and Android. You securely connect your bank and card accounts, and Cove turns the raw transactions into useful, plain-English money help — without you logging in to do the work.

What Cove does

Once your accounts are linked, Cove automatically categorizes spending, builds a budget from your real habits, finds the subscriptions draining your account, negotiates eligible bills lower, tracks your investments and net worth, and lets you split shared expenses with friends. You can also just ask Cove questions about your money in plain English.

Getting started

1. 1Download Cove from the App Store or Google Play.
2. 2Create an account and verify your phone number.
3. 3Link your first bank — Cove uses Plaid, so we never store your bank password.
4. 4Give Cove a minute to pull in your history, then explore.