What counts as assets and debts
How Cove classifies the accounts that make up your net worth.
CWritten by the Cove Team · Updated June 2026
Assets
Checking, savings, investments, and any manual assets you add (like a car or home value).
Debts
Credit card balances, loans, and mortgages. Cove subtracts these from your assets to show your true net worth.
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